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Yumi · 01-11-2010, 04:30 AM

When I tried to pay for something with Paypal, for some reason, it was asking me to use an eCheque or whatever it is (giving the option for instant payment if a credit card is attached).
Does anyone know why it's doing that? I do have sufficient funds in my account to actually do the payment.

A guess could be that it's expecting me to pay in Euros, but I don't have any in my account. Do I need to currency convert for Paypal to recognise that I have sufficient funds or something?

Thanks in advance!

labrocca · 01-11-2010, 05:32 AM

Is this a subscription? Paypal normally has extra requirements for some payments.

Yumi · 01-11-2010, 05:59 AM

No it's just a single payment. Typically when I go to pay, it just uses funds in the account.
I know some subscription things require an attached credit card, but I've never heard about / don't know much about eCheck.
Thanks.

x-Treme · 01-11-2010, 06:06 AM

I have the same problem.
For some reason, it won't use funds directly from my paypal account.

Alex Smith · 01-11-2010, 06:16 AM

Paypal does this cover themselves. In case the money in your account gets disputed or something. They rely on a credit card because they know there is a source they can get money from instantly in case something does happen. So if you don't have a credit card on file they use echecks which will come from your bank account.

Yumi · (This post was last modified: 01-11-2010 08:08 AM by Yumi.)

(01-11-2010 06:16 AM)NetSage Wrote: Paypal does this cover themselves. In case the money in your account gets disputed or something. They rely on a credit card because they know there is a source they can get money from instantly in case something does happen. So if you don't have a credit card on file they use echecks which will come from your bank account.

That's only for subscription payments. I am not making a subscription payment.

Otherwise this totally makes the idea of having funds in your account silly.
Thanks nevertheless.

labrocca · 01-11-2010, 08:18 AM

Hmm..this might also be a setting from the seller only accepting from verified buyers.

Alex Smith · 01-11-2010, 08:36 AM

(01-11-2010 07:55 AM)Yumi Wrote:
(01-11-2010 06:16 AM)NetSage Wrote: Paypal does this cover themselves. In case the money in your account gets disputed or something. They rely on a credit card because they know there is a source they can get money from instantly in case something does happen. So if you don't have a credit card on file they use echecks which will come from your bank account.
That's only for subscription payments. I am not making a subscription payment.

Otherwise this totally makes the idea of having funds in your account silly.
Thanks nevertheless.

I understand what your saying and I agree. It took me awhile to figure it out but it's just how it is. Undecided

Scoutie44 · 01-11-2010, 01:21 PM

You have to convert to the correct currency first. For example, paying with CAD for a USD bill won't work with PayPal. eChecks will just be sent in the correct currency but they take a lot longer.

Alicksis · 01-11-2010, 04:48 PM

(01-11-2010 01:21 PM)Scoutie44 Wrote: You have to convert to the correct currency first. For example, paying with CAD for a USD bill won't work with PayPal. eChecks will just be sent in the correct currency but they take a lot longer.

Really? I work in GBP now and most my bills are in USD and it auto-converts for me?