User management plugin request

[tristan/SMM]

Was hoping there was an EASY PLUGIN someone could make for me that makes it easier for me to revoke certain privileges than put them in their own user group. Like maybe a User Permissions in addition to group permissions? I want to be able to turn the abilities below on/off for users. Preferably, I want the same options for Users individually that I get for groups. It is such a pain to give a user his/her own group just because they can't behave with a certain privilege yet you don't want to suspend them.

*Can send PMs
*Avatars (all avatar functions)
*Signature
*Can give reputations to users
*Can post polls
*Can vote on polls

P.S. Must be a plugin requiring no modification of code or screwing around with the database on my part as I am retarded in those areas.